Financial Literacy Baseline

What this checks

The 8-minute check used around the world: the Big Five questions on interest, inflation and risk, plus a few habits — then see how you compare internationally.

Based on: the Lusardi–Mitchell Big Five and the OECD/INFE financial-literacy toolkit

Practise with these simulations

• Compound Interest
• Savings Sprint
• Inflation & Purchasing Power
• Eggs in One Basket
• Insurance & Risk Pooling — The Risk Pool
• Prospect Theory: Loss Aversion & Framing
• Credit-Card Debt Trap
• The Cost of Borrowing
• Credit-Card Debt Lab
• Budget Constraint & Utility Maximization
• Personal Finance Journey
• Rainy Day: The Emergency Fund

Related concepts

• Compound growth
• Inflation & purchasing power
• Budgeting & trade-offs
• The saving habit
• Risk & diversification
• The cost of credit